ARC Public Summary
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PENDLE

Net VMR closes at 0.57x, the OFL increase gate stays open for 100.0%, and terminal SCR lands at 0.87x against a 1.00x target. This path needs tighter scrutiny before it can be presented as production-grade.

Engine 2026.07.08.1 Run 2026.07.08.2352 Sample from 2021-01-01

What this page shows. Public pages expose the cash-realized scorecard and a curated chart set.

What stays internal. Full canvas diagnostics, telemetry, parameter dumps, and daily series remain behind the internal gate.

PayBack / Year
$3.1M
annualized over sample window
Total PayBack
$5.7M
cumulative distributions executed
Value Multiplication Ratio
0.83x
headline value creation
Throughput Ratio
1.98x
net throughput / avg protected capital

Key results

Lead with distribution power: how much PayBack was actually delivered, what that implies per year, and only then the supporting efficiency and solvency metrics that explain the result.

PayBack / Year
$3.1M
annualized from sample length
PayBack Executed
$5.7M
funded distributions
Value Multiplication Ratio
0.83x
includes terminal ARCA + ARCI
Throughput Ratio
1.98x
net throughput / avg protected capital
Net VMR
0.57x
cash-realized quality bar
Earned Inflows
$235.2M
earned funding base
Net Throughput
$235.5M
realized protocol throughput
Terminal SCR
0.87x
still shown, but secondary
Supercharges
$86.3M
harvested into defense + growth

Interpretation

Solvency Finish
0.87x

Terminal SCR shows where the system finishes after the full multi-year stress sample.

Admission Discipline
100.0%

Gate-open persistence indicates how often OFL growth conditions remained available.

Operational Load
10

Behavior events summarize stress reactions, panic episodes, and recovery interventions.

What stood out

  • PayBack cadence: the run averages $3.1M per year across roughly 1.8 years of history.
  • Total PayBack: $5.7M cumulative distributions were executed during the sample.
  • Readiness: Fragile based on net VMR, terminal SCR, and gate-open persistence.
  • OFL gate openness: 100.0% of sample days kept admission conditions open.
  • Behavior load: 10 behavior events, 4 bear-panic episodes, 1 incident events.
  • Harvest profile: $86.3M realized through supercharges across 3,131 milestones.

Selected trajectories

The first chart is the public anchor: cumulative PayBack with daily PayBack activity and separate posture indicators. Supporting charts spell out Value Multiplication Ratio and Throughput Ratio in plain language.

PayBack Executed & Anchor Posture

PayBack Executed & Anchor Posture

ARCA Trajectory

ARCA Trajectory

FCR & SCR

FCR & SCR

VMR & Throughput

VMR & Throughput

Supercharge & Outside Coverage

Supercharge & Outside Coverage